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Conventional Fixed

30-Year: 6.25% 0+0
APR: 6.271%

15-Year: 6.00% 0+0
APR: 6.035%

FHA/VA Fixed

30-Year: 6.125% 0+0
APR: 6.908%

15-Year: 5.875% 0+0
APR: 6.508%

Rates Posted: June 3rd, 2008

Additional programs available. Please call your First Mortgage representative for rate and program information.

Rates are subject to change with market conditions. Rates are not guaranteed until locked-in by a First Mortgage representative and written confirmation received.

Realtor Information

Realtor & Builder Partners-Midland

Amy Brasher - AmyRBrasher@aol.com
Angie McKay - amckay@legacyrealestateltd.com
Ashley Brasher - AshBrasher@aol.com
Bill Lanier - bill@billlanier.com
Charmaine Baker - bill@billlanier.com
Cindy Hutto - cindyhutto@aol.com
DeLaura Gammage - degammage@aol.com
Denise Underwood - www.midlandtexas.com
Elisia Flatt - eflatt@legacyrealestateltd.com
Glenn Miller Homes - www.glennmillerhomes.com
Jane Wolf - www.Midland-Odessa-Homes.com
Jeaneen Pruitt - www.isellmidland.com
Ken Green - http://kengreen.yourkwagent.com/home
Lance Friday Homes - www.lancefridayhomes.com
Laura Lyons - www.lauralyons.com
Mark Payne Homes - www.markpaynehomes.com
Peggy Spence - www.yourhomemidland.com
Roberta Aldridge - www.e-roberta.com
Ruth Young - www.ruth-young.com
Sam McCrary - smccrary@legacyrealestateltd.com
Sandy Scott - www.MidlandTexasHomes.com
Tobe Partridge - www.tobepartridge.com
Tom Woodruff Signature Homes - www.tjwoodruff.com
Virginia Elizondo - www.liveinmidland.com

Realtor & Builder Partners-Odessa

Caroline Poer - www.carolinepoer.com
George Harrill - www.georgeharrill.yourkwagent.com
Kirk Strahan - www.kirkstrahanhomes.com

Realtor & Builder Partners-Lubbock

Local Sites of Interest

Midland
Midland Chamber of Commerce - www.midlandtxchamber.com
Midland Independent School District - www.midland.k12.tx.us

Odessa
Odessa Chamber of Commerce - www.odessachamber.com
Ector County Independent School District - www.ector-county.k12.tx.us

Amarillo
Amarillo Chamber of Commerce - www.amarillo-chamber.org
Amarillo Independent School District - www.amaisd.org

Mortgage Bankers Association of America Consumer Information

The Mortgage Bankers Association of America is the preeminent association representing the real estate finance industry. Their consumer information site contains several tools and guides to aid in purchasing or refinancing a home.

Homebuyer Education by Freddie Mac

Freddie Mac is a publicly held corporation chartered by Congress to increase the supply of funds that mortgage lenders, such as commercial banks, mortgage bankers, savings institutions and credit unions, can make available to homebuyers and multifamily investors. This Freddie Mac site offers a step-by-step tutorial on the home buying decision process and the mortgage application process.

United States Postal Service Official Movers Guide

What happens after you complete the purchase process? This U.S. Postal Service site provides all kinds of tools and tips to help make the moving process easier.